Bid TIK Polda Kepri/”>Bid TIK Polda Kepri – Jakarta. The Financial Services Authority (OJK) reported that non-performing loans in the online lending industry reached Rp 2.01 trillion as of December 2024, with individual borrowers making up 74.74% of the total.
“Among them, 52.01% were aged 19-34, while 41.49% were 35-54,” said OJK’s Executive Head of Supervision, Agusman, on Tuesday (18/2/2025).
By December 2024, 22 online lending platforms had a 90-day delinquency rate (TWP90) above 5%, up from November. OJK attributed this to weak borrower repayment capacity and varying credit assessment standards among lenders.
To control risks, OJK limits borrowers to financing from three platforms under SEOJK No. 19/SEOJK.06/2023. Non-compliant lenders face sanctions, according to antaranews.com.
Despite rising defaults, the P2P lending industry saw a 29.14% year-on-year financing growth, reaching Rp77.02 trillion, with 30.19% allocated to productive sectors.
